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What's a Mortgage Pre-Approval?

(April 06, 2017, posted in Mortgage Information)

Although going through the pre-approval process is important, the actual term ‘pre-approval’ is often misunderstood.

An important point to be clear on is that while you may be pre-approved for a certain mortgage amount, there are several variables that can derail a final approval once you write an offer on a property. As such it is imperative that offers include a condition (or ‘subject’) clause al... read more.

Big Changes for Canda's Housing Rules

(October 05, 2016, posted in Mortgage Information)

The federal government is throwing some cold water on Canada’s overheated housing market, hoping to keep Canadians out of unaffordable debt and slow down foreign investment in Toronto and Vancouver’s real-estate markets. Here’s a guide on what has happened so far, what it means and what’s next.

What’s changing?

On Monday, Finance Mini... read more.